Stay away from this bank. :), I have been calling trying to chat an leaving emails no response every pay period you all put the hours in right before you can't access funds 5 days before time goes in we can't access funds that's when you all add the hours to give us access but we can't get any money no response to not even chats I called an got hung up on this is day 3 sad. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Have a blessed day. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. We always try our best to do our job well, and your kind words make it all worthwhile. One of our representatives will be reaching out to you shortly. Hi Regina,Thank you for taking the time to write a review about your experience. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv View Payactiv SDS-IT revenue, competitors and contact information. Payactiv - Apps on Google Play Even if your employer isnt enrolled in Payactiv, you can apply for the Payactiv VisaCard* and receive your paycheck up to 2 days early1 and use our in-app savings tools, prescription discounts, and 1:1 financial counseling. Get advice on achieving your financial goals and stay up to date on the day's top financial stories. Payactiv Lively Get connected with multiple lenders you might qualify with even if you have bad credit. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. PayActiv Pricing, Alternatives & More 2023 - Capterra To resolve your issue we need your account details. Ive wrote a review before and I went back and Changed it but this time Im sticking to my review worse company ever no one helps you you cant access your earnings when you need them everyone is rude as hell when trying to figure out why the app is not updating Ive talk to 6 different people in 2 weeks and everyone says Aw wait 24 to 48 hours NO ONE HELPS unless you write a review its ridiculous I mean its really false advertisement because you are not able to access your money when you need it even if you work all your hours.I have screenshots of every person Ive talk to even the ones that open the chat ask what they can help you with them never respond again or close out the chat smh but thats how they do business. However we may earn a small fee if you click on vendor links on this page. Replies to negative reviews in < 24 hours. Something went wrong while submitting the form, please, Payactiv costs nothing to the employer and helps them boost employee engagement and reduce turnover by supporting the holistic financial improvement of their employees., Payactiv allows employees to withdraw their earned wages at any point during the month to pay for bills, medical expenses, and more. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. You can also easily lock lost or stolen cards. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Possible Finance Mobile Installment Loans, Fast5kLoans Short-term Loans Connection Service, Instant to a Payactiv card, otherwise up to 48 hours, 2.63 out of 5 stars, based on 41 customer reviews, 3.3 out of 5 stars, based on 354 customer reviews, 4.8 out of 5 stars, based on 28,100 customer reviews, 4.7 out of 5 stars, based on 29,699 customer reviews, Instant in some cases otherwise up to two business days, Register on app and connect to bank account before requesting funds as needed, Apply online and connect to bank account each time you apply, Available to salaried and hourly employees, Limited options if your employer isnt enrolled in Payactiv, Potential program fees of up to $5 per pay period, SmartSave tool to help you set monthly savings goals, Access to online banking through the Payactiv debit cards, Exclusive discounts on gas, prescription drugs and other products, Bill pay and the ability to transfer funds to Uber and AmazonCash. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. We always try our best to do our job well, and your kind words make it all worthwhile. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. PayActiv works best with a linked bank account, but its not necessary to have a bank to have funds preloaded onto your PayActiv prepaid Visa and use your Visa card for bill paying, purchases and more. 1 Standard rates for data and messaging may apply from your wireless provider. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. This company offers employers and their employees the opportunity to access their earned wages before payday. Its available to part-time and full-time salaried workers, as well as hourly workers. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Learn more at www.payactiv.com. Davis M was very helpful. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more., The Payactiv app, linked to your attendance tracking system, turns your working hours into earned wages that you can access on-demand, at any point in time, without having to wait for payday. Complaints Complaints PayActiv, Inc. Financial Services View Business profile Customer Complaints Summary Business's Response Rate: 100% Why is this important? It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. What Is DiversyFund? This makes it one of the few cash advance providers that doesnt require a bank account. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The situation was like this, I opened an account Payactiv and went to close my existing old one, my manager at the bank suggested that I transfer the balance from the account to a new bank (send money as a result of closing the account) I agree, convenient! 2023 GOBankingRates. Regular source of income, Verifiable bank account, US citizen, Ages 18+. We'd like to turn this around and resolve your issue ASAP. Private company. Learn how its rewards program works and see if the card is right for you. We're available 24/7/365. But Payactiv takes reasonable measures to protect its customers information from theft and loss using SSL encryption techniques and authentication procedures. You can receive an advance as high as 50% of the wages youve already earned sometimes at no cost. Payactiv SDS-IT. Using PayActiv is free for many services, including withdrawing funds from a partnered ATM. We always try our best to do our job well, and your kind words make it all worthwhile. If there's anything you need in the future, we're here 24/7. payactiv.com Review - Scam Detector Either way we need more Ronnie OConnors.Thx Again for your help Ron, Hi there,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Alan Davis is one of the best Representatives this company has. Traditional real estate investments are limited to people with significant financial resources. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. 5000+ G2 reviews. We may receive payment from our affiliates for featured placement of their products or services. How long does it take to get money from PayActiv? Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans and even some cash advance apps. Instant funding is available for free through a Payactiv card or for a fee if you send the funds to another account. Hi Elizabeth,Thank you for taking the time to write a review about your experience. This date may not reflect recent changes in individual terms. Yes. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. No credit check, consistent income in the past 2 months from the same employer. Do not make deposits with this card when you try to have it refunded they decline it if it's more then 90 days and pretty much tell ya too bad. PayActiv is best for workers whose employers are already using the service, as it is a free and easy way to spend your pay as you earn it, without waiting for your next paycheck. Hi Doroyane,We're glad that our representative could help you resolve your issue. Payactiv is the winner of the Innovative Payments Associations Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Grain app review: Small lines of credit with no Cleo app review: Small cash advances for members, Can only access up to 50% of your paycheck, Fees may apply depending on where you have funds deposited, Full benefits are available only if your employer participates. With fees no higher than $5 a month, Payactiv is a lot less expensive than overdrafting your bank account, getting a credit card cash advance or taking out a payday loan. Contact - Payactiv PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Hi Clechelle,We sincerely apologize for your negative experience. David m helped me out when I needed it! It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. We make money from the interchange rate when you use the Payactiv Visa Card* for online or in-store purchases. Credit Karma is a registered trademark of Credit Karma, LLC. If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv Up to 4 days early deposit of government payments2. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. The customer service team is no help you ask for one thing they send to something else, The app does not update its self and you cant get any one to help with that.This whole app is trash they just need to start over. 2023 Trustpilot, Inc. All rights reserved. There are no fees or interest charges associated with your payday cash advance. Since its inception in 2012, the company has worked with over 1500 organizations and served 2 million+ users to collectively withdraw over $5B in earned wages. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. Additionally, many customers complain about bugs with the Payactiv app, causing unnecessary headaches and problems accessing funds. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Employees that do not wish to pay a transaction fee every time they withdraw their earned wages may not use Payactiv frequently. Here are 8 tips for writing great reviews. We'd like to turn this around and resolve your issue ASAP. Student Loan Forgiveness: Will You Qualify for $0 Payments Feb. 28 marked the first day of the Supreme Court hearings on President Biden's student loan forgiveness program. PayActiv. Get company announcements, pick up shifts, and get reminders and alerts from work. Have a blessed day. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Have a blessed day. :), Ronnie OConnor is one of the best customer service employee I ever came in contact with. The offers for financial products you see on our platform come from companies who pay us. :). This product doesn't have any reviews yet. The platform has collectively provided employees with $5B+ in earned wage access. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. :). Money is available immediately. Have a blessed day. :). PayActiv is not a credit card or a payday loan company. We always try our best to do our job well, and your kind words make it all worthwhile. About Us - Payactiv Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Hi Erica,Thank you for taking the time to write a review about your experience. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Perhaps most importantly, you can take a cash advance of up to 50% on your earned pay with no fees or interest charges. However, this Earned Wage Access the key selling point of the PayActiv app is only available if your employer also participates in the program. Compare price, features, and reviews of the software side-by-side to make the best choice for your business. Pay bills, stay ahead of fees, and handle the unexpected with the greatest of digital ease. However, we'd like to learn more about your situation and what exactly happened. Hi there,We sincerely apologize for the inconvenience. Literally the best agent ever! Founded in 1975, The Vanguard Group has become a premier investment management company in the U.S. and one of the largest in the world. Talk with a financial professional if you're not sure. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. The Empower app offers fee-free cash advances between $25 and $250 to users, along with a cashback debit card. Of course, a key consideration when youre using any financial technology or carrying a new debit card is: How is the security? In the Business to Business Service category. . In 2020, Payactiv released a short film titled, "We Heard You." It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. You can receive a cash advance of up to 50% of a day's pay. Thank you Grace!!! Funds accessed using Payactiv will show as a deduction on your next paycheck. 1 Standard rates for data and messaging may apply from your wireless provider. We always try our best to do our job well and your kind words make it all worthwhile. The review found that, on average, the cost to borrow $500 from a payday lender in Louisiana for four months was $435, or an interest rate of 405%. Hi Annisia,Thank you for your feedback. Our scoring formula weighs several factors that differ from :). PLEASE GIVE DAVIS M A RAISE HE DESERVES IT & BEYOND, NICEST AGENT EVER! Hi Michelle,We sincerely apologize for your negative experience. Have a blessed day. :), I cannot say enough about Devon and Grace. I always have a problem and no one can fix it. Anyways 5/5 for Davis M! :). We'll certainly investigate this matter and take appropriate measures to ensure this never happens again. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. Hi Jennifer,Please accept our sincerest apologies for all the inconvenience that you had to face. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. Explained my issue & he definitely assisted what agent Jane E messed up on. We may also receive compensation if you click on certain links posted on our site. Have a blessed day. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. Verification can help ensure real people write reviews about real companies. Customer service is rude!! Thank you Mr. Davis. A instant EWA was not going through even though I submitted for instant pay, a 1.99 fee. Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. :). I hate my job use this company. Have a blessed day. We never take money from vendors during our research phase and rely heavily on practitioners and experts to help us recommend the right software. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. One of our representatives will be reaching out to you shortly to assist you. Anna Serio is a trusted lending expert and former Commercial Loan Officer who's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. Is Payactiv safe? Hi Geraldine,We sincerely apologize for the inconvenience. 1 CONNECT Work your way Get company announcements, pick up shifts, and get reminders and alerts from work. The PayActiv debit card carries Visas Zero Liability fraud protection, which may protect you in the event of fraud and unauthorized use of your card. Very helpful, understandable and fast. PayActiv achieves high marks in both areas. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. In terms of security, no app is 100% secure. Helping Low-Income Workers Stay Out of Debt - Harvard Business Review No loansyour money, in your hands. PayActiv Review 2022: Access Your Money Earlier | GOBankingRates Your earnings, spending and savings with you in control. Have a blessed day. Customer service rep Zachery Marshall was very polite and patient. Hi Lasheka,We sincerely apologize for your negative experience. Were required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. Know whats possible to save or spend, get help with budgets, savings, and debtall in the Payactiv App. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. Many employees have reported that they were unable to withdraw their earned wages despite their employer updating their hours in the system. category to category depending on what consumers want from varying products and Applying for PayActiv is easy. Payactiv is the winner of the Innovative Payments Associations Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Have a wonderful day ahead! Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. We're looking into your account. Otherwise, you could pay as much as $5 per month. Sign up for our daily newsletter for the latest financial news and trending topics. Hi Connor,Thank you for taking the time to write a review about your experience. President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. We'd like to turn this around and resolve your issue ASAP. I just being honest tho this company is no good. Ronnie OConnor was AMAZING he was so efficient and went above and beyond to make sure a resolution was met and was such a great active listener. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. In 2020, Payactiv released a short film titled, "We Heard You." Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by PayActive, Empower or Dave. he is a great agent and payactiv needs to give the man a raise cause he is awesome. For a $5 fee, enrollees can make up to five transactions per pay period via a smartphone app. We always try our best to do our job well, and your kind words make it all worthwhile. You can get your paycheck two days in advance but only if you sign up for a Payactiv Visa Prepaid Card. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Read our full review or get our 30-second take. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. In terms of security, no app is 100% secure. Update: After seeing my posted review, Jasper from UKG Wallet contacted me to rectify the situation. You may even pay less for Dave than you would with PayActiv, depending on the PayActiv services you use each month. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. How likely would you be to recommend finder to a friend or colleague? Indeed Featured review. Some other noteworthy features of Payactiv include the option to receive tips directly into your bank account after a shift and a savings calculator. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. The Payactiv Visa Card also provides other benefits like getting access to your paychecks early by up to 2 days, autopay, an exclusive discount marketplace, discounts on gas, movie tickets, and more., Payactiv's SmartSpend syncs with your Payactiv app and Visa card to track expenses and provide guidance on spending and saving decisions. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. Payactiv operates as a public benefit corporation and certified B Corpusing business as a force for good. Hey! If your employer is already a member, youll need to ask them to set you up with a PayActiv account. He was kind and patient with me and was able to fix my paycor app issue within minutes. Be sure to include your Employer's name, Employee ID, and Mobile number. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. We may receive compensation from our partners for placement of their products or services. Using Payactiv to get an advance on your paycheck can help you cover an emergency expense without having to resort to payday loans, which are known to be risky. The PayActiv app uses secure encryption and transmission technology to protect your data. Payactiv pay advance app isn't available on Finder right now. Let alone ask you "how can you be getting a refund that is over a year old doesn't make sense to them how is that possible" then got hung up on. Everybody! Our Lady of the Lake's Faith Fund counters predatory lenders Plus, youll be able to review your current earnings on the app and see how many hours youve workedBut even if your employer isnt enrolled in Payactiv, you still might be able to receive some of your paycheck up to two days ahead of payday. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. J.P. Morgan Wealth Management Review: Plans Tailored to Your Financial Goals, Dosh Review 2023: Getting You the Most Back on Your Purchases. Have a blessed day. Its also one of the few cash advance apps Ive reviewed that offers cash advances. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). One of our representatives will be reaching out to you shortly to assist you. Payactiv Payactiv Write a Review Starting Price: $1 Alternatives to Payactiv Claim this Software page Payactiv is available for Cloud, iPhone, iPad and Android. Dont use Payactiv. View our transaction pricing details. Their support team provides on-site implementation and training where required. Find out who should really be using Kraken and who might be in over their heads. You're amazing and thank you for your kindness, Hi Romona,Thank you for taking the time to write a review about your experience. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. payactiv Reviews: What Is It Like to Work At payactiv? When comparing offers or services, verify relevant information with the institution or provider's site. If youre considering using Payactiv, here are a few things to know. Box 30963, Oakland, CA 94604, Image: Young woman using a mobile phone and laptop while working, Image: person using their smart phone at a desk, Image: Man and woman sitting on a couch together, looking at a tablet, Image: Woman sitting on her couch in her living room, reading on her tablet, Image: Woman standing in a laundromat, looking at her phone. Hi there,We sincerely apologize for your negative experience. Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. We'd like to turn this around ASAP. 2023 Payactiv, Inc. All Rights Reserved. Shop Pay is an innovative payment solution developed by Shopify. Took 5 minutes on chat to get asked the number to my account, while I was logged in. Hi Bill, sincerest apologies for the inconvenience. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. With the help of Capterra, learn about PayActiv, its features, pricing information, popular comparisons to other Benefits Administration products and more. We always try our best to do our job well and your kind words make it all worthwhile. Mission Lane Visa Credit Card Review 2023: Is This Credit-Building Card Worth It? Working at payactiv | Glassdoor Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. Hi Contrast,Thank you for taking the time to write a review about your experience. Here are 8 tips for writing great reviews. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. Don't hesitate to reach out to us at [email protected], if you have any concerns in the future. I opened an account on the recommendation of a colleague, she told me that this bank has a lot of nice bonuses, but there was only one bonus, my account was closed.